Voting rules: Choose the bank you think is the most reliable!
By Gregor Krambs
Updated on Apr 10, 2024 07:47
Welcome to StrawPoll, the ultimate platform for sharing your views and opinions on a variety of topics! Today, we're thrilled to present our latest ranking: "What is the most reliable bank in the Philippines?" With countless banking options available, it can be challenging to find the one that best suits your needs. That's where you come in! We've compiled a list of top banks in the Philippines, and we need your help in determining the most dependable choice. Cast your vote for your favorite bank or suggest an option we may have missed. Be a part of this exciting discussion, and let your voice be heard. Together, we can uncover the most reliable bank in the Philippines, and help others make informed banking decisions. So, what are you waiting for? Dive in, vote, and share your insights with the StrawPoll community!
What Is the Most Reliable Bank in the Philippines?
1
44
votes
Banco De Oro
BDO is the largest bank in the Philippines in terms of assets, deposits, loans, and capital. It has a wide network of branches and ATMs across the country, making it accessible and convenient for its customers. It also offers various financial products and services such as savings and checking accounts, loans, credit cards, insurance, and investments.
Banco De Oro (BDO) is one of the largest and most reliable banks in the Philippines. It offers a wide range of banking services and operates branches and ATMs nationwide. BDO provides secure and convenient banking solutions to individuals, businesses, and corporate clients.
- Established: 1968
- Headquarters: Makati City, Philippines
- Assets: PHP 3.3 trillion (as of 2020)
- Branches: more than 1,400
- ATMs: over 4,400
2
31
votes
Metropolitan Bank and Trust Company
George Ty
Metrobank is a well-established bank in the Philippines, with a long history of providing quality service to its customers. It offers a wide range of financial products and services, including savings and checking accounts, loans, credit cards, insurance, and investments. Metrobank has a strong presence in the country, with over 950 branches and 2,300 ATMs.
Metropolitan Bank and Trust Company (Metrobank) is one of the largest and most trusted banking institutions in the Philippines. It was founded in 1962 by George Ty and has since grown to become a leader in banking services across the country.
- Assets: PHP 2.39 trillion
- Number of Branches: 1,800+
- International Presence: Presence in 24 countries
- Mobile Banking: Available
- Online Banking: Available
3
32
votes
Bank of the Philippine Islands
Bank of the Philippine Islands
BPI is one of the oldest and largest banks in the Philippines, with a strong reputation for reliability and stability. It offers a diverse range of financial products and services, including savings and checking accounts, loans, credit cards, insurance, and investments. BPI has over 800 branches and 3,000 ATMs nationwide.
The Bank of the Philippine Islands (BPI) is one of the most reputable banks in the Philippines, offering a wide range of financial services and products. It is recognized for its strong reputation, stability, and reliability in the banking industry.
- Established: August 1, 1851
- Headquarters: Makati City, Philippines
- Number of Branches: approximately 900 branches nationwide
- ATM Network: over 3,000 ATMs
- Online Banking: BPI Online and BPI Mobile App
4
17
votes
Philippine National Bank
PNB is a government-owned bank that has been in operation for over a century. It has a strong reputation for reliability and stability and offers a wide range of financial products and services, including savings and checking accounts, loans, credit cards, insurance, and investments. PNB has over 700 branches and 1,400 ATMs nationwide.
The Philippine National Bank (PNB) is one of the oldest and most trusted banks in the Philippines. It is a universal bank that provides a wide range of financial services to both individual and corporate clients. With its strong presence and extensive network of branches nationwide, PNB has become a leading player in the Philippine banking industry.
- Headquarters: PNB Financial Center, Pasay City, Philippines
- Type: Universal Bank
- Total Assets: PHP 966.79 billion (as of December 31, 2020)
- Number of Branches: 694 branches (as of December 31, 2020)
- Services: Deposit accounts, loans, credit cards, remittances, treasury, foreign exchange, investment, and other banking services
5
18
votes
National Historical Commission of the Philippines·Public domain
China Banking Corporation
Dee C. Chuan
China Bank is a well-established bank in the Philippines, with a strong reputation for reliability and stability. It offers a diverse range of financial products and services, including savings and checking accounts, loans, credit cards, insurance, and investments. China Bank has over 500 branches and ATMs nationwide.
China Banking Corporation, also known as China Bank, is one of the most reliable banks in the Philippines. It was founded in 1920 by Dee C. Chuan. With its long-standing presence in the country's banking industry, China Bank has established itself as a trusted institution that provides a wide range of financial services to both individuals and businesses.
- Established: 1920
- Headquarters: Makati City, Philippines
- Number of Branches: about 600
- ATM Network: over 1,300 ATMs
- Services: Retail banking, corporate banking, treasury, and trust
6
15
votes
Security Bank Corporation
Frederick Y. Dy
Security Bank is a fast-growing bank in the Philippines, with a strong reputation for reliability and innovation. It offers a diverse range of financial products and services, including savings and checking accounts, loans, credit cards, insurance, and investments. Security Bank has over 300 branches and ATMs nationwide.
Security Bank Corporation is one of the most reliable banks in the Philippines. It is a universal bank that provides a wide range of financial services to individual and corporate customers. With a strong presence in the country for over 70 years, Security Bank has established a reputation for stability, trustworthiness, and customer-centricity.
- Headquarters: Makati City, Philippines
- Established: August 8, 1951
- Bank type: Universal Bank
- Services: Retail banking, corporate banking, investment banking, asset management
- Number of branches: 300+
7
15
votes
UnionBank of the Philippines
UnionBank of the Philippines
UnionBank is a leading digital bank in the Philippines, with a strong reputation for innovation and customer service. It offers a range of financial products and services, including savings and checking accounts, loans, credit cards, insurance, and investments. UnionBank has over 400 branches and ATMs nationwide.
UnionBank of the Philippines is one of the leading banks in the country, providing a range of financial services to individuals, businesses, and corporations. With its strong commitment to innovation and technology, UnionBank has established itself as a reliable and customer-centric institution.
- Founded: August 16, 1968
- Headquarters: Pasig City, Metro Manila, Philippines
- Total Assets: PHP 659.9 billion (as of December 31, 2020)
- Number of Branches: 345 branches nationwide
- Digital Services: Fully digital banking experience, online and mobile banking, e-wallets
8
12
votes
EastWest Bank
Andrew L. Gotianun Sr.
EastWest Bank is a dynamic and fast-growing bank in the Philippines, with a strong reputation for innovation and customer service. It offers a range of financial products and services, including savings and checking accounts, loans, credit cards, insurance, and investments. EastWest Bank has over 400 branches and ATMs nationwide.
EastWest Bank is one of the most reliable banks in the Philippines, offering a wide range of financial products and services to individuals and businesses. It provides innovative banking solutions with a focus on customer satisfaction and convenience.
- Established: 1994
- Headquarters: Taguig City, Philippines
- Number of Branches: 500+
- Services: Retail banking, corporate banking, treasury, credit cards, consumer loans, online banking
- Deposits: Savings accounts, checking accounts, time deposits
9
2
votes
Land Bank of the Philippines
Republic Act No. 3844
Land Bank is a government-owned bank that focuses on providing financial services to the agricultural sector and other priority sectors of the economy. It offers a range of financial products and services, including savings and checking accounts, loans, credit cards, insurance, and investments. Land Bank has over 400 branches and ATMs nationwide.
Land Bank of the Philippines is a government-owned financial institution in the Philippines that provides banking services to support the agricultural sector and promote countryside development. It is one of the largest universal banks in the country with a wide range of financial products and services.
- Type: Government-owned universal bank
- Established: August 8, 1963
- Headquarters: Manila, Philippines
- CEO: Cecilia C. Borromeo
- Market Presence: Nationwide
10
4
votes
Mbdz DBP·CC BY-SA 4.0
Development Bank of the Philippines
The Philippine government
DBP is a government-owned bank that focuses on providing financial services to the development needs of the country. It offers a range of financial products and services, including savings and checking accounts, loans, credit cards, insurance, and investments. DBP has over 100 branches and ATMs nationwide.
Development Bank of the Philippines (DBP) is a government-owned development bank in the Philippines that primarily caters to the financing needs of various sectors for economic development. It provides financial assistance and services to both public and private entities to support infrastructure projects and promote economic growth in the country.
- Established: July 8, 1947
- Type: Government-owned corporation
- Headquarters: Makati City, Philippines
- Revenue: PHP 32.1 billion (2019)
- Assets: PHP 699.8 billion (2019)
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Discussion
Ranking factors for reliable bank
Financial strength and stability
This includes a bank's asset quality, capital adequacy, liquidity, and profitability.
Customer service
This encompasses the bank's responsiveness to customers' needs, complaint resolution, and overall satisfaction.
Technology and innovation
This includes the bank's use of technology to improve its products and services, and its ability to innovate to meet customers' changing needs.
Reputation and trustworthiness
This encompasses the bank's history of ethical behavior, transparency, and reliability.
Product offerings and pricing
This includes the variety, quality, and affordability of the bank's products and services.
Accessibility and convenience
This encompasses the bank's network of branches and ATMs, online and mobile banking services, and availability of customer support.
Regulatory compliance
This includes the bank's adherence to legal and regulatory requirements for customer protection, data privacy, and anti-money laundering.
