Which mutual fund has the highest return in the last 5 years?
Quant Mid Cap Fund offered the highest return of around 30.74% in five years. Nippon India Growth Fund gave 26.09%. Six schemes gave around 25%. Five schemes offered less than 20% in five years.
Quant Mid Cap Fund offered the highest return of around 30.74% in five years. Nippon India Growth Fund gave 26.09%. Six schemes gave around 25%. Five schemes offered less than 20% in five years.
| Fund | AUM (In Crs) | Invest Now |
|---|---|---|
| Aditya Birla Sun Life Dynamic Bond Fund Direct Plan Growth | ₹1717 Cr | Invest |
| ICICI Prudential All Seasons Bond Fund Direct Plan Growth | ₹11810 Cr | Invest |
| Kotak Dynamic Bond Direct Growth | ₹2488 Cr | Invest |
| SBI Dynamic Bond Fund Direct Growth | ₹3023 Cr | Invest |
A 5-year annualized return, also known as 5-year CAGR (Compound Annual Growth Rate), is the average annual growth rate of an investment over a 5-year period, considering the effects of compounding.
- Federated Strategic Value Dividend Fund. The Federated Strategic Value Dividend Fund (NASDAQMUTFUND:SVAA. ...
- Vanguard High Dividend Yield Index Fund Admiral Shares. The Vanguard High Dividend Yield Index Fund (NASDAQMUTFUND:VHYA. ...
- Vanguard Equity Income Fund Investor Shares.
| Fund Name | Category | 1Y Returns |
|---|---|---|
| SBI Long Term Equity Fund | Equity | 56.3% |
| Axis Small Cap Fund | Equity | 34.3% |
| JM Flexicap Fund | Equity | 53.8% |
| ICICI Prudential Large & Mid Cap Fund | Equity | 42.7% |
| Name | Plan | CAGR 10 Years |
|---|---|---|
| Nippon India Large Cap Fund | Growth | 18.50 |
| Baroda BNP Paribas Large Cap Fund | Growth | 17.71 |
| Mirae Asset Large Cap Fund | Growth | 17.41 |
| ICICI Pru Bluechip Fund | Growth | 17.32 |
- Motilal Oswal Balance Advantage Fund. ...
- ICICI Prudential Income Optimizer Fund (FOF) ...
- Bandhan Balanced Advantage Fund. ...
- DSP Dynamic Asset Allocation Fund. ...
- ICICI Prudential Regular Savings Fund. ...
- Baroda BNP Paribas Conservative Hybrid Fund.
If an investor invests INR 20,000 per month for a period of 5 years, he will be able to earn INR 17 lakh as the overall income generated from SIP. The total investment in the tenure of 5 years will be only INR 12 lakh.
Long term investments are usually for a period of more than three years. The top choices for long term investments are equity mutual funds and hybrid funds. These long term funds offer higher growth when compared to debt mutual funds and traditional investments.
What is a good investment return over 5 years?
The average annual return for the S&P 500, when adjusted for inflation, over the past five, 10 and 20 years is usually somewhere between 7.0% and 10.5%. This means that if your portfolio is returning better than 10.5%, you have a good ROI.
When you sell your equity fund units after holding them for at least a year, you realize long-term capital gains. These capital gains are tax-free, up to Rs 1 lakh per year. Any long-term capital gains over this threshold are subject to a 10% LTCG tax, with no benefit of indexation.
Take an example where you invest Rs 2,000 per month for a tenure of 24 months. You expect a 12% annual rate of return (r). You have i = r/100/12 or 0.01. You get Rs 54,486 at maturity.
$3,000 X 12 months = $36,000 per year. $36,000 / 6% dividend yield = $600,000. On the other hand, if you're more risk-averse and prefer a portfolio yielding 2%, you'd need to invest $1.8 million to reach the $3,000 per month target: $3,000 X 12 months = $36,000 per year.
- ICICI Pru Bluechip Fund.
- HDFC Flexi Cap Fund.
- Nippon India Small Cap Fund.
- HDFC Balanced Advantage Fund.
- ICICI Prudential Equity & Debt Fund.
- ICICI Prudential Corporate Bond Fund.
- ICICI Prudential Short Term Fund.
- LIC MF Gold ETF FoF.
Therefore, an investor can also become susceptible to making wrong investment decisions in his eagerness to make a lot of money quickly. So, can a person become rich by investing in mutual funds? Yes, it is possible!
| Scheme Name | Plan | 2Y |
|---|---|---|
| ITI ELSS Tax Saver Fund - Direct Plan - Growth | Direct Plan | 27.29% |
| SBI Long Term Equity Fund - Direct Plan - Growth | Direct Plan | 32.07% |
| Sponsored AdvInvest Now Sundaram Focused Fund - Direct Plan - Growth | Direct Plan | 16.32% |
The top-performing flexi cap mutual funds include Quant Flexi Cap, JM Flexicap and Parag Parikh Flexi Cap Fund, which have given more than 20% annualised returns in the past five years. Whether they acknowledge it or not, most mutual fund investors choose schemes primarily on the basis of their past performance.
Best funds to invest in during a recession
Small-cap funds can be a good option for aggressive investors with long-term time horizons. A risk-averse person can consider investing in a multi-asset mutual fund as it invests in various asset classes such as stocks, gold, debt, etc.
| Fund Name | Inception Date | Absolute Returns |
|---|---|---|
| Tata Large & Mid Cap Fund (G) | 31/3/03 | 4099.59% |
| SBI Large & Mid Cap Fund (D) | 31/3/97 | 3835.13% |
| Franklin India Bluechip Fund (G) | 1/12/93 | 16127.48% |
| Franklin India Prima Fund (G) | 1/12/93 | 14343.52% |
What if I invest $1,000 in mutual funds for 10 years?
(You must convert the rate of return to the monthly figure through dividing by 12). You also have n = 10 years or 120 months. FV = Rs 1,84,170. So, the future value of a SIP investment of Rs 1,000 per month for 10 years at an estimated rate of return of 8% is Rs 1,84,170.
- Quant Momentum Fund. 23.37%
- Quant Infrastructure Fund. 23.02%
- ICICI Pru PSU Equity Fund. 22.89%
- SBI PSU Fund. 20.22%
- Aditya Birla SL PSU Equity Fund. 20.08%
- Invesco India PSU Equity Fund. 19.88%
- Nippon India Taiwan Equity Fund. 17.98%
- Quant Value Fund. 17.13%
- Quant Multi Asset Fund. The Quant Multi Asset Fund is an open-ended multi-asset allocation scheme from Quant Mutual Fund. ...
- ICICI Prudential Equity & Debt Fund. ...
- ICICI Prudential Multi Asset Fund. ...
- Edelweiss Aggressive Hybrid Fund. ...
- Baroda BNP Paribas Aggressive Hybrid Fund.
| Fund Name | Category | Risk |
|---|---|---|
| Edelweiss Arbitrage Fund | Hybrid | Low |
| Tata Arbitrage Fund | Hybrid | Low |
| Bank of India Overnight Fund | Debt | Low |
| Mirae Asset Overnight Fund | Debt | Low |
Mutual funds or stocks—which one offers more security? Mutual funds typically offer more security compared to individual stocks because they spread investments across various assets, reducing the impact of market fluctuations. However, the level of security depends on the specific mutual fund or stock chosen.
